Need an appraisal for an FHA-backed mortgage? Call D.S. Murphy & AssociatesWe assure you that D.S. Murphy & Associates is an FHA-approved appraisal company in GA. This means that we are certified and approved by the FHA to do appraisals for property loans insured by them. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at D.S. Murphy & Associates is well-trained on how to comply with the rules and regulations provided. Be sure to contact D.S. Murphy & Associates if you need an appraisal done for an FHA-secured loan. An FHA loan is underwritten by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is make sure that the loan is secure in case the borrower doesn't pay their loan. Low-income and moderate-income homebuyers benefit from an FHA-insured loan; the purpose of the Federal Housing Administration is to aid credit-worthy consumers to meet expectations and necessities for lending agencies that they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are extremely helpful to those purchasers with less accessible cash. |